Assistant Professor Zainab J. Yusuf, and Professor Dr Suhail Abdullah Al-Tamimi. 2024. “THE IMPACT OF APPLYING MATA VERSE TECHNOLOGY ON HUMAN RESOURCES COSTS IN THE PRESENCE OF ENVIRONMENTAL UNCERTAINTY AS AN INTERACTIVE VARIABLE, AN APPLIED STUDY IN THE BANKING INDUSTRY SECTOR”. Galaxy International Interdisciplinary Research Journal 12 (2):451-64. https://internationaljournals.co.in/index.php/giirj/article/view/5268.